THE HOME BUYING PROCESS

 We can assist you in the home buying process. To ensure it is someone you respect and trust, get referrals of names from friends and family. 

Meet with a mortgage consultant and get pre-approved for a loan. Ask us to recommend a loan officer or contact Edina Realty Mortgage for the mortgage consultant nearest you. 

Detailing your housing needs, wants and budget will be helpful for both of us. Ask us for worksheets or online tools to help narrow down your choices. 

We will set you up on an automated home search that will give you real time updates on homes that come on the market. Once you find homes that meet your criteria, tour several of them in person so you can be comfortable with what’s on the market. Then make your selection. 

 If you know you’ve found the right property, you may need to act fast depending on market conditions. Trust us to prepare and present your offer to the seller in the best possible light. 

Counteroffers are common in real estate. Be prepared to be a little flexible on price, closing date, appliances or repairs. 

 This is your best chance to have your property’s systems and structure evaluated. An experienced, outside professional is worth every penny. And you may want to add a home warranty to cover appliances and systems that could break down up to a year after you close. 

For your security, Edina Realty Title recommends a cashier’s check as the method of payment for funds necessary at closing. Edina Realty Title will send closing information within your personal closing site. Edina Realty Title does not require wired funds and you should never follow wiring instructions sent to you by email. 

At closing you will review and sign the relevant closing papers that will be notarized by your closer, the keys are passed to you and the house is yours!